LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,830
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,696
−HK$880/mo
Today · 4.125%
HK$29,576
baseline
▲ 0.50% · 4.625%
HK$31,375
+HK$1,799/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,152/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,961
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,791
−HK$843/mo
Today · 4.125%
HK$32,634
baseline
▲ 0.50% · 4.625%
HK$34,354
+HK$1,720/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,268/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,396
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,435
−HK$1,056/mo
Today · 4.125%
HK$35,491
baseline
▲ 0.50% · 4.625%
HK$37,650
+HK$2,159/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,982/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,153
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,150
−HK$1,010/mo
Today · 4.125%
HK$39,160
baseline
▲ 0.50% · 4.625%
HK$41,225
+HK$2,065/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,320/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,962
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,174
−HK$1,232/mo
Today · 4.125%
HK$41,406
baseline
▲ 0.50% · 4.625%
HK$43,925
+HK$2,519/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,812/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,345
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,508
−HK$1,179/mo
Today · 4.125%
HK$45,687
baseline
▲ 0.50% · 4.625%
HK$48,095
+HK$2,408/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,374/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,095
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,653
−HK$1,583/mo
Today · 4.125%
HK$53,236
baseline
▲ 0.50% · 4.625%
HK$56,475
+HK$3,239/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$106,472/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,684 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,730
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,224
−HK$1,517/mo
Today · 4.125%
HK$58,741
baseline
▲ 0.50% · 4.625%
HK$61,837
+HK$3,096/mo
Deposit HK$1.22M · loan HK$10.98M · min. income ≈ HK$117,482/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,684 · Scale 2, in force from 26 Feb 2026)