LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,835
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,701
−HK$879/mo
Today · 4.125%
HK$29,580
baseline
▲ 0.50% · 4.625%
HK$31,380
+HK$1,800/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,160/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,966
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,797
−HK$842/mo
Today · 4.125%
HK$32,639
baseline
▲ 0.50% · 4.625%
HK$34,360
+HK$1,721/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,278/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,402
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,441
−HK$1,056/mo
Today · 4.125%
HK$35,497
baseline
▲ 0.50% · 4.625%
HK$37,656
+HK$2,159/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$70,994/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,159
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,156
−HK$1,011/mo
Today · 4.125%
HK$39,167
baseline
▲ 0.50% · 4.625%
HK$41,231
+HK$2,064/mo
Deposit HK$4.88M · loan HK$7.32M · min. income ≈ HK$78,334/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,969
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,181
−HK$1,232/mo
Today · 4.125%
HK$41,413
baseline
▲ 0.50% · 4.625%
HK$43,932
+HK$2,519/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$82,826/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,353
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,515
−HK$1,180/mo
Today · 4.125%
HK$45,695
baseline
▲ 0.50% · 4.625%
HK$48,103
+HK$2,408/mo
Deposit HK$3.66M · loan HK$8.54M · min. income ≈ HK$91,390/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,103
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,661
−HK$1,584/mo
Today · 4.125%
HK$53,245
baseline
▲ 0.50% · 4.625%
HK$56,485
+HK$3,240/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$106,490/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,739
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,234
−HK$1,516/mo
Today · 4.125%
HK$58,750
baseline
▲ 0.50% · 4.625%
HK$61,847
+HK$3,097/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$117,500/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,760 · Scale 2, in force from 26 Feb 2026)