LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,840
−HK$1,745/mo
▼ 0.25% · 3.875%
HK$28,706
−HK$879/mo
Today · 4.125%
HK$29,585
baseline
▲ 0.50% · 4.625%
HK$31,386
+HK$1,801/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,170/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,971
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,802
−HK$843/mo
Today · 4.125%
HK$32,645
baseline
▲ 0.50% · 4.625%
HK$34,365
+HK$1,720/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,290/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,408
−HK$2,094/mo
▼ 0.25% · 3.875%
HK$34,447
−HK$1,055/mo
Today · 4.125%
HK$35,502
baseline
▲ 0.50% · 4.625%
HK$37,663
+HK$2,161/mo
Deposit HK$4.88M · loan HK$7.33M · min. income ≈ HK$71,004/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,166
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,162
−HK$1,011/mo
Today · 4.125%
HK$39,173
baseline
▲ 0.50% · 4.625%
HK$41,238
+HK$2,065/mo
Deposit HK$4.88M · loan HK$7.33M · min. income ≈ HK$78,346/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,975
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,188
−HK$1,232/mo
Today · 4.125%
HK$41,420
baseline
▲ 0.50% · 4.625%
HK$43,940
+HK$2,520/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$82,840/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,360
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,523
−HK$1,179/mo
Today · 4.125%
HK$45,702
baseline
▲ 0.50% · 4.625%
HK$48,111
+HK$2,409/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$91,404/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,111
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,670
−HK$1,584/mo
Today · 4.125%
HK$53,254
baseline
▲ 0.50% · 4.625%
HK$56,494
+HK$3,240/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$106,508/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,748
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,243
−HK$1,517/mo
Today · 4.125%
HK$58,760
baseline
▲ 0.50% · 4.625%
HK$61,858
+HK$3,098/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$117,520/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,837 · Scale 2, in force from 26 Feb 2026)