LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,840
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,706
−HK$880/mo
Today · 4.125%
HK$29,586
baseline
▲ 0.50% · 4.625%
HK$31,386
+HK$1,800/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$59,172/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,972
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,803
−HK$842/mo
Today · 4.125%
HK$32,645
baseline
▲ 0.50% · 4.625%
HK$34,366
+HK$1,721/mo
Deposit HK$6.10M · loan HK$6.10M · min. income ≈ HK$65,290/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,408
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,447
−HK$1,056/mo
Today · 4.125%
HK$35,503
baseline
▲ 0.50% · 4.625%
HK$37,663
+HK$2,160/mo
Deposit HK$4.88M · loan HK$7.33M · min. income ≈ HK$71,006/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,166
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,163
−HK$1,011/mo
Today · 4.125%
HK$39,174
baseline
▲ 0.50% · 4.625%
HK$41,239
+HK$2,065/mo
Deposit HK$4.88M · loan HK$7.33M · min. income ≈ HK$78,348/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,976
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,189
−HK$1,231/mo
Today · 4.125%
HK$41,420
baseline
▲ 0.50% · 4.625%
HK$43,941
+HK$2,521/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$82,840/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,361
−HK$2,342/mo
▼ 0.25% · 3.875%
HK$44,524
−HK$1,179/mo
Today · 4.125%
HK$45,703
baseline
▲ 0.50% · 4.625%
HK$48,112
+HK$2,409/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$91,406/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,112
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,671
−HK$1,584/mo
Today · 4.125%
HK$53,255
baseline
▲ 0.50% · 4.625%
HK$56,495
+HK$3,240/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$106,510/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,846 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,749
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,245
−HK$1,516/mo
Today · 4.125%
HK$58,761
baseline
▲ 0.50% · 4.625%
HK$61,859
+HK$3,098/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$117,522/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,846 · Scale 2, in force from 26 Feb 2026)