LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,844
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,710
−HK$880/mo
Today · 4.125%
HK$29,590
baseline
▲ 0.50% · 4.625%
HK$31,391
+HK$1,801/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,180/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,976
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,807
−HK$843/mo
Today · 4.125%
HK$32,650
baseline
▲ 0.50% · 4.625%
HK$34,371
+HK$1,721/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,300/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,413
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,452
−HK$1,056/mo
Today · 4.125%
HK$35,508
baseline
▲ 0.50% · 4.625%
HK$37,669
+HK$2,161/mo
Deposit HK$4.88M · loan HK$7.33M · min. income ≈ HK$71,016/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,172
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,169
−HK$1,011/mo
Today · 4.125%
HK$39,180
baseline
▲ 0.50% · 4.625%
HK$41,245
+HK$2,065/mo
Deposit HK$4.88M · loan HK$7.33M · min. income ≈ HK$78,360/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,982
−HK$2,444/mo
▼ 0.25% · 3.875%
HK$40,194
−HK$1,232/mo
Today · 4.125%
HK$41,426
baseline
▲ 0.50% · 4.625%
HK$43,947
+HK$2,521/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$82,852/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,367
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,530
−HK$1,180/mo
Today · 4.125%
HK$45,710
baseline
▲ 0.50% · 4.625%
HK$48,119
+HK$2,409/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$91,420/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,119
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,679
−HK$1,583/mo
Today · 4.125%
HK$53,262
baseline
▲ 0.50% · 4.625%
HK$56,503
+HK$3,241/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$106,524/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,757
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,253
−HK$1,517/mo
Today · 4.125%
HK$58,770
baseline
▲ 0.50% · 4.625%
HK$61,868
+HK$3,098/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$117,540/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,912 · Scale 2, in force from 26 Feb 2026)