LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,846
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,712
−HK$881/mo
Today · 4.125%
HK$29,593
baseline
▲ 0.50% · 4.625%
HK$31,393
+HK$1,800/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,186/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,979
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,810
−HK$842/mo
Today · 4.125%
HK$32,652
baseline
▲ 0.50% · 4.625%
HK$34,374
+HK$1,722/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,304/mo (50% DSR)
Upfront cash ≈ HK$6.56M (deposit + AVD stamp duty HK$457,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,416
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,455
−HK$1,056/mo
Today · 4.125%
HK$35,511
baseline
▲ 0.50% · 4.625%
HK$37,672
+HK$2,161/mo
Deposit HK$4.88M · loan HK$7.33M · min. income ≈ HK$71,022/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,174
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,171
−HK$1,012/mo
Today · 4.125%
HK$39,183
baseline
▲ 0.50% · 4.625%
HK$41,248
+HK$2,065/mo
Deposit HK$4.88M · loan HK$7.33M · min. income ≈ HK$78,366/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$457,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,985
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,197
−HK$1,233/mo
Today · 4.125%
HK$41,430
baseline
▲ 0.50% · 4.625%
HK$43,950
+HK$2,520/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$82,860/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,370
−HK$2,343/mo
▼ 0.25% · 3.875%
HK$44,533
−HK$1,180/mo
Today · 4.125%
HK$45,713
baseline
▲ 0.50% · 4.625%
HK$48,123
+HK$2,410/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$91,426/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$457,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,123
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,682
−HK$1,585/mo
Today · 4.125%
HK$53,267
baseline
▲ 0.50% · 4.625%
HK$56,508
+HK$3,241/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$106,534/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,762
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,257
−HK$1,517/mo
Today · 4.125%
HK$58,774
baseline
▲ 0.50% · 4.625%
HK$61,872
+HK$3,098/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$117,548/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$457,948 · Scale 2, in force from 26 Feb 2026)