LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,856
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,722
−HK$880/mo
Today · 4.125%
HK$29,602
baseline
▲ 0.50% · 4.625%
HK$31,404
+HK$1,802/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,204/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,989
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,820
−HK$843/mo
Today · 4.125%
HK$32,663
baseline
▲ 0.50% · 4.625%
HK$34,385
+HK$1,722/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,326/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,427
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,467
−HK$1,056/mo
Today · 4.125%
HK$35,523
baseline
▲ 0.50% · 4.625%
HK$37,684
+HK$2,161/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$71,046/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$458,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,187
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,184
−HK$1,012/mo
Today · 4.125%
HK$39,196
baseline
▲ 0.50% · 4.625%
HK$41,262
+HK$2,066/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$78,392/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$458,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,998
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,211
−HK$1,232/mo
Today · 4.125%
HK$41,443
baseline
▲ 0.50% · 4.625%
HK$43,965
+HK$2,522/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$82,886/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,385
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,548
−HK$1,181/mo
Today · 4.125%
HK$45,729
baseline
▲ 0.50% · 4.625%
HK$48,139
+HK$2,410/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$91,458/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,140
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,700
−HK$1,584/mo
Today · 4.125%
HK$53,284
baseline
▲ 0.50% · 4.625%
HK$56,527
+HK$3,243/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$106,568/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,780
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,276
−HK$1,518/mo
Today · 4.125%
HK$58,794
baseline
▲ 0.50% · 4.625%
HK$61,893
+HK$3,099/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$117,588/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,101 · Scale 2, in force from 26 Feb 2026)