LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,856
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,722
−HK$881/mo
Today · 4.125%
HK$29,603
baseline
▲ 0.50% · 4.625%
HK$31,404
+HK$1,801/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,206/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,989
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,820
−HK$844/mo
Today · 4.125%
HK$32,664
baseline
▲ 0.50% · 4.625%
HK$34,385
+HK$1,721/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,328/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,427
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,467
−HK$1,056/mo
Today · 4.125%
HK$35,523
baseline
▲ 0.50% · 4.625%
HK$37,685
+HK$2,162/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$71,046/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$458,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,187
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,185
−HK$1,011/mo
Today · 4.125%
HK$39,196
baseline
▲ 0.50% · 4.625%
HK$41,262
+HK$2,066/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$78,392/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$458,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,998
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,211
−HK$1,233/mo
Today · 4.125%
HK$41,444
baseline
▲ 0.50% · 4.625%
HK$43,965
+HK$2,521/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$82,888/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,385
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,549
−HK$1,180/mo
Today · 4.125%
HK$45,729
baseline
▲ 0.50% · 4.625%
HK$48,139
+HK$2,410/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$91,458/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,140
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,700
−HK$1,585/mo
Today · 4.125%
HK$53,285
baseline
▲ 0.50% · 4.625%
HK$56,527
+HK$3,242/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$106,570/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,104 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,781
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,277
−HK$1,517/mo
Today · 4.125%
HK$58,794
baseline
▲ 0.50% · 4.625%
HK$61,894
+HK$3,100/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$117,588/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,104 · Scale 2, in force from 26 Feb 2026)