LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,857
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,723
−HK$881/mo
Today · 4.125%
HK$29,604
baseline
▲ 0.50% · 4.625%
HK$31,405
+HK$1,801/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,208/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,990
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,821
−HK$844/mo
Today · 4.125%
HK$32,665
baseline
▲ 0.50% · 4.625%
HK$34,386
+HK$1,721/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,330/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,428
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,468
−HK$1,056/mo
Today · 4.125%
HK$35,524
baseline
▲ 0.50% · 4.625%
HK$37,686
+HK$2,162/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$71,048/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$458,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,188
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,186
−HK$1,011/mo
Today · 4.125%
HK$39,197
baseline
▲ 0.50% · 4.625%
HK$41,264
+HK$2,067/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$78,394/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$458,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,999
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,212
−HK$1,233/mo
Today · 4.125%
HK$41,445
baseline
▲ 0.50% · 4.625%
HK$43,967
+HK$2,522/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$82,890/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,386
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,550
−HK$1,180/mo
Today · 4.125%
HK$45,730
baseline
▲ 0.50% · 4.625%
HK$48,141
+HK$2,411/mo
Deposit HK$3.66M · loan HK$8.55M · min. income ≈ HK$91,460/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,142
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,702
−HK$1,584/mo
Today · 4.125%
HK$53,286
baseline
▲ 0.50% · 4.625%
HK$56,529
+HK$3,243/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$106,572/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,782
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,279
−HK$1,517/mo
Today · 4.125%
HK$58,796
baseline
▲ 0.50% · 4.625%
HK$61,895
+HK$3,099/mo
Deposit HK$1.22M · loan HK$10.99M · min. income ≈ HK$117,592/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,118 · Scale 2, in force from 26 Feb 2026)