LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,857
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,724
−HK$880/mo
Today · 4.125%
HK$29,604
baseline
▲ 0.50% · 4.625%
HK$31,405
+HK$1,801/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,208/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,991
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,822
−HK$843/mo
Today · 4.125%
HK$32,665
baseline
▲ 0.50% · 4.625%
HK$34,387
+HK$1,722/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,330/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,429
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,469
−HK$1,056/mo
Today · 4.125%
HK$35,525
baseline
▲ 0.50% · 4.625%
HK$37,687
+HK$2,162/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$71,050/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$458,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,189
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,186
−HK$1,012/mo
Today · 4.125%
HK$39,198
baseline
▲ 0.50% · 4.625%
HK$41,264
+HK$2,066/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$78,396/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$458,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,000
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,213
−HK$1,233/mo
Today · 4.125%
HK$41,446
baseline
▲ 0.50% · 4.625%
HK$43,968
+HK$2,522/mo
Deposit HK$3.67M · loan HK$8.55M · min. income ≈ HK$82,892/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,387
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,551
−HK$1,180/mo
Today · 4.125%
HK$45,731
baseline
▲ 0.50% · 4.625%
HK$48,142
+HK$2,411/mo
Deposit HK$3.67M · loan HK$8.55M · min. income ≈ HK$91,462/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,143
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,703
−HK$1,584/mo
Today · 4.125%
HK$53,287
baseline
▲ 0.50% · 4.625%
HK$56,530
+HK$3,243/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,574/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,784
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,280
−HK$1,517/mo
Today · 4.125%
HK$58,797
baseline
▲ 0.50% · 4.625%
HK$61,897
+HK$3,100/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,594/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,127 · Scale 2, in force from 26 Feb 2026)