LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,858
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,724
−HK$881/mo
Today · 4.125%
HK$29,605
baseline
▲ 0.50% · 4.625%
HK$31,406
+HK$1,801/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,210/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,991
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,823
−HK$843/mo
Today · 4.125%
HK$32,666
baseline
▲ 0.50% · 4.625%
HK$34,388
+HK$1,722/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,332/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,429
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,469
−HK$1,057/mo
Today · 4.125%
HK$35,526
baseline
▲ 0.50% · 4.625%
HK$37,687
+HK$2,161/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$71,052/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$458,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,190
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,187
−HK$1,012/mo
Today · 4.125%
HK$39,199
baseline
▲ 0.50% · 4.625%
HK$41,265
+HK$2,066/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$78,398/mo (50% DSR)
Upfront cash ≈ HK$5.34M (deposit + AVD stamp duty HK$458,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,001
−HK$2,445/mo
▼ 0.25% · 3.875%
HK$40,214
−HK$1,232/mo
Today · 4.125%
HK$41,446
baseline
▲ 0.50% · 4.625%
HK$43,968
+HK$2,522/mo
Deposit HK$3.67M · loan HK$8.55M · min. income ≈ HK$82,892/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,388
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,552
−HK$1,180/mo
Today · 4.125%
HK$45,732
baseline
▲ 0.50% · 4.625%
HK$48,143
+HK$2,411/mo
Deposit HK$3.67M · loan HK$8.55M · min. income ≈ HK$91,464/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,144
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,704
−HK$1,584/mo
Today · 4.125%
HK$53,288
baseline
▲ 0.50% · 4.625%
HK$56,531
+HK$3,243/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,576/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,785
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,281
−HK$1,517/mo
Today · 4.125%
HK$58,798
baseline
▲ 0.50% · 4.625%
HK$61,898
+HK$3,100/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,596/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,135 · Scale 2, in force from 26 Feb 2026)