LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,859
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,725
−HK$881/mo
Today · 4.125%
HK$29,606
baseline
▲ 0.50% · 4.625%
HK$31,407
+HK$1,801/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,212/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,993
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,824
−HK$843/mo
Today · 4.125%
HK$32,667
baseline
▲ 0.50% · 4.625%
HK$34,389
+HK$1,722/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,334/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,431
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,470
−HK$1,057/mo
Today · 4.125%
HK$35,527
baseline
▲ 0.50% · 4.625%
HK$37,689
+HK$2,162/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$71,054/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,191
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,189
−HK$1,011/mo
Today · 4.125%
HK$39,200
baseline
▲ 0.50% · 4.625%
HK$41,267
+HK$2,067/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$78,400/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,002
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,215
−HK$1,233/mo
Today · 4.125%
HK$41,448
baseline
▲ 0.50% · 4.625%
HK$43,970
+HK$2,522/mo
Deposit HK$3.67M · loan HK$8.55M · min. income ≈ HK$82,896/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,390
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,553
−HK$1,181/mo
Today · 4.125%
HK$45,734
baseline
▲ 0.50% · 4.625%
HK$48,145
+HK$2,411/mo
Deposit HK$3.67M · loan HK$8.55M · min. income ≈ HK$91,468/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,146
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,706
−HK$1,584/mo
Today · 4.125%
HK$53,290
baseline
▲ 0.50% · 4.625%
HK$56,533
+HK$3,243/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,580/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,152 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,787
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,283
−HK$1,518/mo
Today · 4.125%
HK$58,801
baseline
▲ 0.50% · 4.625%
HK$61,900
+HK$3,099/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,602/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,152 · Scale 2, in force from 26 Feb 2026)