LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,860
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,727
−HK$880/mo
Today · 4.125%
HK$29,607
baseline
▲ 0.50% · 4.625%
HK$31,409
+HK$1,802/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,214/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,994
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,825
−HK$844/mo
Today · 4.125%
HK$32,669
baseline
▲ 0.50% · 4.625%
HK$34,391
+HK$1,722/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,338/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,432
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,472
−HK$1,057/mo
Today · 4.125%
HK$35,529
baseline
▲ 0.50% · 4.625%
HK$37,691
+HK$2,162/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$71,058/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,193
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,191
−HK$1,011/mo
Today · 4.125%
HK$39,202
baseline
▲ 0.50% · 4.625%
HK$41,269
+HK$2,067/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$78,404/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,004
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,218
−HK$1,232/mo
Today · 4.125%
HK$41,450
baseline
▲ 0.50% · 4.625%
HK$43,972
+HK$2,522/mo
Deposit HK$3.67M · loan HK$8.55M · min. income ≈ HK$82,900/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,392
−HK$2,344/mo
▼ 0.25% · 3.875%
HK$44,556
−HK$1,180/mo
Today · 4.125%
HK$45,736
baseline
▲ 0.50% · 4.625%
HK$48,147
+HK$2,411/mo
Deposit HK$3.67M · loan HK$8.55M · min. income ≈ HK$91,472/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$458,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,148
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,708
−HK$1,585/mo
Today · 4.125%
HK$53,293
baseline
▲ 0.50% · 4.625%
HK$56,536
+HK$3,243/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,586/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,790
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,286
−HK$1,518/mo
Today · 4.125%
HK$58,804
baseline
▲ 0.50% · 4.625%
HK$61,903
+HK$3,099/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,608/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,176 · Scale 2, in force from 26 Feb 2026)