LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,870
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,737
−HK$881/mo
Today · 4.125%
HK$29,618
baseline
▲ 0.50% · 4.625%
HK$31,420
+HK$1,802/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,236/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,006
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,837
−HK$844/mo
Today · 4.125%
HK$32,681
baseline
▲ 0.50% · 4.625%
HK$34,403
+HK$1,722/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,362/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,445
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$34,485
−HK$1,057/mo
Today · 4.125%
HK$35,542
baseline
▲ 0.50% · 4.625%
HK$37,704
+HK$2,162/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$71,084/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,207
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,205
−HK$1,012/mo
Today · 4.125%
HK$39,217
baseline
▲ 0.50% · 4.625%
HK$41,284
+HK$2,067/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$78,434/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,019
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,232
−HK$1,233/mo
Today · 4.125%
HK$41,465
baseline
▲ 0.50% · 4.625%
HK$43,989
+HK$2,524/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,930/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,408
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,572
−HK$1,181/mo
Today · 4.125%
HK$45,753
baseline
▲ 0.50% · 4.625%
HK$48,165
+HK$2,412/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,506/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,167
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,727
−HK$1,586/mo
Today · 4.125%
HK$53,313
baseline
▲ 0.50% · 4.625%
HK$56,557
+HK$3,244/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,626/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,345 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,810
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,307
−HK$1,518/mo
Today · 4.125%
HK$58,825
baseline
▲ 0.50% · 4.625%
HK$61,926
+HK$3,101/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,650/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,345 · Scale 2, in force from 26 Feb 2026)