LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,871
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,738
−HK$881/mo
Today · 4.125%
HK$29,619
baseline
▲ 0.50% · 4.625%
HK$31,421
+HK$1,802/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,238/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,006
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,838
−HK$843/mo
Today · 4.125%
HK$32,681
baseline
▲ 0.50% · 4.625%
HK$34,404
+HK$1,723/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,362/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,445
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,486
−HK$1,057/mo
Today · 4.125%
HK$35,543
baseline
▲ 0.50% · 4.625%
HK$37,705
+HK$2,162/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$71,086/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,208
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,205
−HK$1,013/mo
Today · 4.125%
HK$39,218
baseline
▲ 0.50% · 4.625%
HK$41,285
+HK$2,067/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$78,436/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,019
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,233
−HK$1,233/mo
Today · 4.125%
HK$41,466
baseline
▲ 0.50% · 4.625%
HK$43,989
+HK$2,523/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,932/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,409
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,573
−HK$1,181/mo
Today · 4.125%
HK$45,754
baseline
▲ 0.50% · 4.625%
HK$48,166
+HK$2,412/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,508/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,168
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,728
−HK$1,586/mo
Today · 4.125%
HK$53,314
baseline
▲ 0.50% · 4.625%
HK$56,558
+HK$3,244/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,628/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,354 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,811
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,308
−HK$1,519/mo
Today · 4.125%
HK$58,827
baseline
▲ 0.50% · 4.625%
HK$61,927
+HK$3,100/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,654/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,354 · Scale 2, in force from 26 Feb 2026)