LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,872
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,739
−HK$881/mo
Today · 4.125%
HK$29,620
baseline
▲ 0.50% · 4.625%
HK$31,422
+HK$1,802/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,240/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,007
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,839
−HK$843/mo
Today · 4.125%
HK$32,682
baseline
▲ 0.50% · 4.625%
HK$34,405
+HK$1,723/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,364/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,446
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,487
−HK$1,057/mo
Today · 4.125%
HK$35,544
baseline
▲ 0.50% · 4.625%
HK$37,706
+HK$2,162/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$71,088/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,209
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,206
−HK$1,013/mo
Today · 4.125%
HK$39,219
baseline
▲ 0.50% · 4.625%
HK$41,286
+HK$2,067/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$78,438/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,021
−HK$2,446/mo
▼ 0.25% · 3.875%
HK$40,234
−HK$1,233/mo
Today · 4.125%
HK$41,467
baseline
▲ 0.50% · 4.625%
HK$43,991
+HK$2,524/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,934/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,410
−HK$2,345/mo
▼ 0.25% · 3.875%
HK$44,574
−HK$1,181/mo
Today · 4.125%
HK$45,755
baseline
▲ 0.50% · 4.625%
HK$48,167
+HK$2,412/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,510/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,169
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,730
−HK$1,585/mo
Today · 4.125%
HK$53,315
baseline
▲ 0.50% · 4.625%
HK$56,559
+HK$3,244/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,630/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,813
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,310
−HK$1,518/mo
Today · 4.125%
HK$58,828
baseline
▲ 0.50% · 4.625%
HK$61,929
+HK$3,101/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,656/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,367 · Scale 2, in force from 26 Feb 2026)