LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,875
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,742
−HK$881/mo
Today · 4.125%
HK$29,623
baseline
▲ 0.50% · 4.625%
HK$31,426
+HK$1,803/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,246/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,011
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,842
−HK$844/mo
Today · 4.125%
HK$32,686
baseline
▲ 0.50% · 4.625%
HK$34,409
+HK$1,723/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,372/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,450
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,491
−HK$1,057/mo
Today · 4.125%
HK$35,548
baseline
▲ 0.50% · 4.625%
HK$37,711
+HK$2,163/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$71,096/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,213
−HK$2,010/mo
▼ 0.25% · 3.875%
HK$38,211
−HK$1,012/mo
Today · 4.125%
HK$39,223
baseline
▲ 0.50% · 4.625%
HK$41,291
+HK$2,068/mo
Deposit HK$4.89M · loan HK$7.33M · min. income ≈ HK$78,446/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,025
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,239
−HK$1,233/mo
Today · 4.125%
HK$41,472
baseline
▲ 0.50% · 4.625%
HK$43,996
+HK$2,524/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,944/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,415
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,579
−HK$1,182/mo
Today · 4.125%
HK$45,761
baseline
▲ 0.50% · 4.625%
HK$48,173
+HK$2,412/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,522/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,175
−HK$3,146/mo
▼ 0.25% · 3.875%
HK$51,736
−HK$1,585/mo
Today · 4.125%
HK$53,321
baseline
▲ 0.50% · 4.625%
HK$56,566
+HK$3,245/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,642/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,819
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,316
−HK$1,519/mo
Today · 4.125%
HK$58,835
baseline
▲ 0.50% · 4.625%
HK$61,936
+HK$3,101/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,670/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,420 · Scale 2, in force from 26 Feb 2026)