LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,879
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,746
−HK$881/mo
Today · 4.125%
HK$29,627
baseline
▲ 0.50% · 4.625%
HK$31,430
+HK$1,803/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,254/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,015
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,847
−HK$843/mo
Today · 4.125%
HK$32,690
baseline
▲ 0.50% · 4.625%
HK$34,414
+HK$1,724/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,380/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,454
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,495
−HK$1,057/mo
Today · 4.125%
HK$35,552
baseline
▲ 0.50% · 4.625%
HK$37,716
+HK$2,164/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,104/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,218
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,216
−HK$1,013/mo
Today · 4.125%
HK$39,229
baseline
▲ 0.50% · 4.625%
HK$41,296
+HK$2,067/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,458/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,030
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,244
−HK$1,234/mo
Today · 4.125%
HK$41,478
baseline
▲ 0.50% · 4.625%
HK$44,002
+HK$2,524/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,956/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,421
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,585
−HK$1,182/mo
Today · 4.125%
HK$45,767
baseline
▲ 0.50% · 4.625%
HK$48,179
+HK$2,412/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,534/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,182
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,743
−HK$1,586/mo
Today · 4.125%
HK$53,329
baseline
▲ 0.50% · 4.625%
HK$56,573
+HK$3,244/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,658/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,827
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,324
−HK$1,519/mo
Today · 4.125%
HK$58,843
baseline
▲ 0.50% · 4.625%
HK$61,944
+HK$3,101/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,686/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,480 · Scale 2, in force from 26 Feb 2026)