LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,879
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,746
−HK$881/mo
Today · 4.125%
HK$29,627
baseline
▲ 0.50% · 4.625%
HK$31,430
+HK$1,803/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,254/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,015
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,847
−HK$844/mo
Today · 4.125%
HK$32,691
baseline
▲ 0.50% · 4.625%
HK$34,414
+HK$1,723/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,382/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,455
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,496
−HK$1,057/mo
Today · 4.125%
HK$35,553
baseline
▲ 0.50% · 4.625%
HK$37,716
+HK$2,163/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,106/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,218
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,216
−HK$1,013/mo
Today · 4.125%
HK$39,229
baseline
▲ 0.50% · 4.625%
HK$41,297
+HK$2,068/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,458/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,031
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,245
−HK$1,233/mo
Today · 4.125%
HK$41,478
baseline
▲ 0.50% · 4.625%
HK$44,002
+HK$2,524/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,956/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,421
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,586
−HK$1,181/mo
Today · 4.125%
HK$45,767
baseline
▲ 0.50% · 4.625%
HK$48,180
+HK$2,413/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,534/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,182
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,743
−HK$1,586/mo
Today · 4.125%
HK$53,329
baseline
▲ 0.50% · 4.625%
HK$56,574
+HK$3,245/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,658/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,827
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,325
−HK$1,519/mo
Today · 4.125%
HK$58,844
baseline
▲ 0.50% · 4.625%
HK$61,945
+HK$3,101/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,688/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,487 · Scale 2, in force from 26 Feb 2026)