LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,880
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,747
−HK$881/mo
Today · 4.125%
HK$29,628
baseline
▲ 0.50% · 4.625%
HK$31,431
+HK$1,803/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,256/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,016
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,848
−HK$843/mo
Today · 4.125%
HK$32,691
baseline
▲ 0.50% · 4.625%
HK$34,415
+HK$1,724/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,382/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,455
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,496
−HK$1,057/mo
Today · 4.125%
HK$35,553
baseline
▲ 0.50% · 4.625%
HK$37,717
+HK$2,164/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,106/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,219
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,217
−HK$1,013/mo
Today · 4.125%
HK$39,230
baseline
▲ 0.50% · 4.625%
HK$41,297
+HK$2,067/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,460/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,031
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,245
−HK$1,234/mo
Today · 4.125%
HK$41,479
baseline
▲ 0.50% · 4.625%
HK$44,003
+HK$2,524/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,958/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,422
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,587
−HK$1,181/mo
Today · 4.125%
HK$45,768
baseline
▲ 0.50% · 4.625%
HK$48,180
+HK$2,412/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,536/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,183
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,744
−HK$1,586/mo
Today · 4.125%
HK$53,330
baseline
▲ 0.50% · 4.625%
HK$56,575
+HK$3,245/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,660/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,494 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,828
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,326
−HK$1,518/mo
Today · 4.125%
HK$58,844
baseline
▲ 0.50% · 4.625%
HK$61,946
+HK$3,102/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,688/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,494 · Scale 2, in force from 26 Feb 2026)