LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,881
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,748
−HK$881/mo
Today · 4.125%
HK$29,629
baseline
▲ 0.50% · 4.625%
HK$31,432
+HK$1,803/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,258/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,017
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,849
−HK$844/mo
Today · 4.125%
HK$32,693
baseline
▲ 0.50% · 4.625%
HK$34,416
+HK$1,723/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,386/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,457
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,498
−HK$1,057/mo
Today · 4.125%
HK$35,555
baseline
▲ 0.50% · 4.625%
HK$37,719
+HK$2,164/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,110/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,221
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,219
−HK$1,013/mo
Today · 4.125%
HK$39,232
baseline
▲ 0.50% · 4.625%
HK$41,300
+HK$2,068/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,464/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,033
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,247
−HK$1,234/mo
Today · 4.125%
HK$41,481
baseline
▲ 0.50% · 4.625%
HK$44,005
+HK$2,524/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,962/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,424
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,589
−HK$1,181/mo
Today · 4.125%
HK$45,770
baseline
▲ 0.50% · 4.625%
HK$48,183
+HK$2,413/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,540/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,186
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,747
−HK$1,586/mo
Today · 4.125%
HK$53,333
baseline
▲ 0.50% · 4.625%
HK$56,578
+HK$3,245/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,666/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,831
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,328
−HK$1,519/mo
Today · 4.125%
HK$58,847
baseline
▲ 0.50% · 4.625%
HK$61,949
+HK$3,102/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,694/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,517 · Scale 2, in force from 26 Feb 2026)