LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,881
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,749
−HK$881/mo
Today · 4.125%
HK$29,630
baseline
▲ 0.50% · 4.625%
HK$31,433
+HK$1,803/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,260/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,018
−HK$1,675/mo
▼ 0.25% · 3.875%
HK$31,849
−HK$844/mo
Today · 4.125%
HK$32,693
baseline
▲ 0.50% · 4.625%
HK$34,417
+HK$1,724/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,386/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,457
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,498
−HK$1,058/mo
Today · 4.125%
HK$35,556
baseline
▲ 0.50% · 4.625%
HK$37,719
+HK$2,163/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,112/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,221
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,219
−HK$1,013/mo
Today · 4.125%
HK$39,232
baseline
▲ 0.50% · 4.625%
HK$41,300
+HK$2,068/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,464/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,034
−HK$2,447/mo
▼ 0.25% · 3.875%
HK$40,248
−HK$1,233/mo
Today · 4.125%
HK$41,481
baseline
▲ 0.50% · 4.625%
HK$44,006
+HK$2,525/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,962/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,425
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,589
−HK$1,182/mo
Today · 4.125%
HK$45,771
baseline
▲ 0.50% · 4.625%
HK$48,183
+HK$2,412/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,542/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,186
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,747
−HK$1,586/mo
Today · 4.125%
HK$53,333
baseline
▲ 0.50% · 4.625%
HK$56,579
+HK$3,246/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$106,666/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,832
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,329
−HK$1,519/mo
Today · 4.125%
HK$58,848
baseline
▲ 0.50% · 4.625%
HK$61,950
+HK$3,102/mo
Deposit HK$1.22M · loan HK$11.00M · min. income ≈ HK$117,696/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,522 · Scale 2, in force from 26 Feb 2026)