LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,883
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,750
−HK$881/mo
Today · 4.125%
HK$29,631
baseline
▲ 0.50% · 4.625%
HK$31,434
+HK$1,803/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,262/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,019
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,851
−HK$844/mo
Today · 4.125%
HK$32,695
baseline
▲ 0.50% · 4.625%
HK$34,418
+HK$1,723/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,390/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,459
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,500
−HK$1,057/mo
Today · 4.125%
HK$35,557
baseline
▲ 0.50% · 4.625%
HK$37,721
+HK$2,164/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,114/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,223
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,221
−HK$1,013/mo
Today · 4.125%
HK$39,234
baseline
▲ 0.50% · 4.625%
HK$41,302
+HK$2,068/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,468/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,036
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,250
−HK$1,234/mo
Today · 4.125%
HK$41,484
baseline
▲ 0.50% · 4.625%
HK$44,008
+HK$2,524/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,968/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,427
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,592
−HK$1,181/mo
Today · 4.125%
HK$45,773
baseline
▲ 0.50% · 4.625%
HK$48,186
+HK$2,413/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,546/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,189
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,750
−HK$1,586/mo
Today · 4.125%
HK$53,336
baseline
▲ 0.50% · 4.625%
HK$56,581
+HK$3,245/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$106,672/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,835
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,332
−HK$1,519/mo
Today · 4.125%
HK$58,851
baseline
▲ 0.50% · 4.625%
HK$61,953
+HK$3,102/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$117,702/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,545 · Scale 2, in force from 26 Feb 2026)