LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,884
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,751
−HK$881/mo
Today · 4.125%
HK$29,632
baseline
▲ 0.50% · 4.625%
HK$31,435
+HK$1,803/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,264/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,020
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,852
−HK$844/mo
Today · 4.125%
HK$32,696
baseline
▲ 0.50% · 4.625%
HK$34,420
+HK$1,724/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,392/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,461
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,501
−HK$1,058/mo
Today · 4.125%
HK$35,559
baseline
▲ 0.50% · 4.625%
HK$37,723
+HK$2,164/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,118/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,225
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,223
−HK$1,013/mo
Today · 4.125%
HK$39,236
baseline
▲ 0.50% · 4.625%
HK$41,304
+HK$2,068/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,472/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,037
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,252
−HK$1,233/mo
Today · 4.125%
HK$41,485
baseline
▲ 0.50% · 4.625%
HK$44,010
+HK$2,525/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,970/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,429
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,593
−HK$1,182/mo
Today · 4.125%
HK$45,775
baseline
▲ 0.50% · 4.625%
HK$48,188
+HK$2,413/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,550/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,191
−HK$3,147/mo
▼ 0.25% · 3.875%
HK$51,752
−HK$1,586/mo
Today · 4.125%
HK$53,338
baseline
▲ 0.50% · 4.625%
HK$56,584
+HK$3,246/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$106,676/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,837
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,334
−HK$1,520/mo
Today · 4.125%
HK$58,854
baseline
▲ 0.50% · 4.625%
HK$61,956
+HK$3,102/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$117,708/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,564 · Scale 2, in force from 26 Feb 2026)