LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,886
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,753
−HK$881/mo
Today · 4.125%
HK$29,634
baseline
▲ 0.50% · 4.625%
HK$31,438
+HK$1,804/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,268/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,023
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,855
−HK$844/mo
Today · 4.125%
HK$32,699
baseline
▲ 0.50% · 4.625%
HK$34,422
+HK$1,723/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,398/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,463
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,504
−HK$1,057/mo
Today · 4.125%
HK$35,561
baseline
▲ 0.50% · 4.625%
HK$37,725
+HK$2,164/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,122/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,227
−HK$2,011/mo
▼ 0.25% · 3.875%
HK$38,225
−HK$1,013/mo
Today · 4.125%
HK$39,238
baseline
▲ 0.50% · 4.625%
HK$41,307
+HK$2,069/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,476/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,040
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,254
−HK$1,234/mo
Today · 4.125%
HK$41,488
baseline
▲ 0.50% · 4.625%
HK$44,013
+HK$2,525/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,976/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,432
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,596
−HK$1,182/mo
Today · 4.125%
HK$45,778
baseline
▲ 0.50% · 4.625%
HK$48,191
+HK$2,413/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,556/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,194
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,756
−HK$1,586/mo
Today · 4.125%
HK$53,342
baseline
▲ 0.50% · 4.625%
HK$56,588
+HK$3,246/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$106,684/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,595 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,841
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$57,338
−HK$1,519/mo
Today · 4.125%
HK$58,857
baseline
▲ 0.50% · 4.625%
HK$61,960
+HK$3,103/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$117,714/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,595 · Scale 2, in force from 26 Feb 2026)