LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,887
−HK$1,748/mo
▼ 0.25% · 3.875%
HK$28,754
−HK$881/mo
Today · 4.125%
HK$29,635
baseline
▲ 0.50% · 4.625%
HK$31,439
+HK$1,804/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$59,270/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,024
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,856
−HK$844/mo
Today · 4.125%
HK$32,700
baseline
▲ 0.50% · 4.625%
HK$34,423
+HK$1,723/mo
Deposit HK$6.11M · loan HK$6.11M · min. income ≈ HK$65,400/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,464
−HK$2,098/mo
▼ 0.25% · 3.875%
HK$34,505
−HK$1,057/mo
Today · 4.125%
HK$35,562
baseline
▲ 0.50% · 4.625%
HK$37,726
+HK$2,164/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,124/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,228
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,227
−HK$1,013/mo
Today · 4.125%
HK$39,240
baseline
▲ 0.50% · 4.625%
HK$41,308
+HK$2,068/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,480/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,041
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,256
−HK$1,233/mo
Today · 4.125%
HK$41,489
baseline
▲ 0.50% · 4.625%
HK$44,014
+HK$2,525/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,978/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,433
−HK$2,346/mo
▼ 0.25% · 3.875%
HK$44,598
−HK$1,181/mo
Today · 4.125%
HK$45,779
baseline
▲ 0.50% · 4.625%
HK$48,193
+HK$2,414/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,558/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,196
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,757
−HK$1,587/mo
Today · 4.125%
HK$53,344
baseline
▲ 0.50% · 4.625%
HK$56,589
+HK$3,245/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$106,688/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,842
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,340
−HK$1,519/mo
Today · 4.125%
HK$58,859
baseline
▲ 0.50% · 4.625%
HK$61,962
+HK$3,103/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$117,718/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,610 · Scale 2, in force from 26 Feb 2026)