LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,891
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,759
−HK$881/mo
Today · 4.125%
HK$29,640
baseline
▲ 0.50% · 4.625%
HK$31,444
+HK$1,804/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,280/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,029
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,861
−HK$844/mo
Today · 4.125%
HK$32,705
baseline
▲ 0.50% · 4.625%
HK$34,429
+HK$1,724/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,410/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,469
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,511
−HK$1,057/mo
Today · 4.125%
HK$35,568
baseline
▲ 0.50% · 4.625%
HK$37,733
+HK$2,165/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,136/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,234
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,233
−HK$1,013/mo
Today · 4.125%
HK$39,246
baseline
▲ 0.50% · 4.625%
HK$41,315
+HK$2,069/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,492/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,048
−HK$2,448/mo
▼ 0.25% · 3.875%
HK$40,262
−HK$1,234/mo
Today · 4.125%
HK$41,496
baseline
▲ 0.50% · 4.625%
HK$44,021
+HK$2,525/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,992/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,440
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,605
−HK$1,182/mo
Today · 4.125%
HK$45,787
baseline
▲ 0.50% · 4.625%
HK$48,201
+HK$2,414/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,574/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,204
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,766
−HK$1,586/mo
Today · 4.125%
HK$53,352
baseline
▲ 0.50% · 4.625%
HK$56,599
+HK$3,247/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$106,704/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,852
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$57,350
−HK$1,519/mo
Today · 4.125%
HK$58,869
baseline
▲ 0.50% · 4.625%
HK$61,972
+HK$3,103/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$117,738/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,686 · Scale 2, in force from 26 Feb 2026)