LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,892
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,759
−HK$882/mo
Today · 4.125%
HK$29,641
baseline
▲ 0.50% · 4.625%
HK$31,444
+HK$1,803/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,282/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,029
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,861
−HK$844/mo
Today · 4.125%
HK$32,705
baseline
▲ 0.50% · 4.625%
HK$34,429
+HK$1,724/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,410/mo (50% DSR)
Upfront cash ≈ HK$6.57M (deposit + AVD stamp duty HK$458,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,470
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,511
−HK$1,058/mo
Today · 4.125%
HK$35,569
baseline
▲ 0.50% · 4.625%
HK$37,733
+HK$2,164/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,138/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,235
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,233
−HK$1,014/mo
Today · 4.125%
HK$39,247
baseline
▲ 0.50% · 4.625%
HK$41,315
+HK$2,068/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,494/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,048
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,263
−HK$1,234/mo
Today · 4.125%
HK$41,497
baseline
▲ 0.50% · 4.625%
HK$44,022
+HK$2,525/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$82,994/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,441
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,606
−HK$1,182/mo
Today · 4.125%
HK$45,788
baseline
▲ 0.50% · 4.625%
HK$48,201
+HK$2,413/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,576/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,205
−HK$3,148/mo
▼ 0.25% · 3.875%
HK$51,766
−HK$1,587/mo
Today · 4.125%
HK$53,353
baseline
▲ 0.50% · 4.625%
HK$56,599
+HK$3,246/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$106,706/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,691 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,852
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,350
−HK$1,520/mo
Today · 4.125%
HK$58,870
baseline
▲ 0.50% · 4.625%
HK$61,973
+HK$3,103/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$117,740/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,691 · Scale 2, in force from 26 Feb 2026)