LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,896
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,763
−HK$882/mo
Today · 4.125%
HK$29,645
baseline
▲ 0.50% · 4.625%
HK$31,449
+HK$1,804/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,290/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$458,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,034
−HK$1,676/mo
▼ 0.25% · 3.875%
HK$31,866
−HK$844/mo
Today · 4.125%
HK$32,710
baseline
▲ 0.50% · 4.625%
HK$34,435
+HK$1,725/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,420/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$458,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,475
−HK$2,099/mo
▼ 0.25% · 3.875%
HK$34,516
−HK$1,058/mo
Today · 4.125%
HK$35,574
baseline
▲ 0.50% · 4.625%
HK$37,739
+HK$2,165/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,148/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,240
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,239
−HK$1,013/mo
Today · 4.125%
HK$39,252
baseline
▲ 0.50% · 4.625%
HK$41,321
+HK$2,069/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,504/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,054
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,269
−HK$1,234/mo
Today · 4.125%
HK$41,503
baseline
▲ 0.50% · 4.625%
HK$44,028
+HK$2,525/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$83,006/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,447
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,612
−HK$1,182/mo
Today · 4.125%
HK$45,794
baseline
▲ 0.50% · 4.625%
HK$48,208
+HK$2,414/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,588/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,212
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,774
−HK$1,587/mo
Today · 4.125%
HK$53,361
baseline
▲ 0.50% · 4.625%
HK$56,608
+HK$3,247/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$106,722/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,760 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,861
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,359
−HK$1,520/mo
Today · 4.125%
HK$58,879
baseline
▲ 0.50% · 4.625%
HK$61,982
+HK$3,103/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$117,758/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,760 · Scale 2, in force from 26 Feb 2026)