LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,899
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,766
−HK$882/mo
Today · 4.125%
HK$29,648
baseline
▲ 0.50% · 4.625%
HK$31,452
+HK$1,804/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,296/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$458,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,037
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,869
−HK$845/mo
Today · 4.125%
HK$32,714
baseline
▲ 0.50% · 4.625%
HK$34,438
+HK$1,724/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,428/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$458,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,478
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,520
−HK$1,058/mo
Today · 4.125%
HK$35,578
baseline
▲ 0.50% · 4.625%
HK$37,743
+HK$2,165/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,156/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,244
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,243
−HK$1,013/mo
Today · 4.125%
HK$39,256
baseline
▲ 0.50% · 4.625%
HK$41,326
+HK$2,070/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,512/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,058
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,273
−HK$1,234/mo
Today · 4.125%
HK$41,507
baseline
▲ 0.50% · 4.625%
HK$44,033
+HK$2,526/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$83,014/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,452
−HK$2,347/mo
▼ 0.25% · 3.875%
HK$44,617
−HK$1,182/mo
Today · 4.125%
HK$45,799
baseline
▲ 0.50% · 4.625%
HK$48,213
+HK$2,414/mo
Deposit HK$3.67M · loan HK$8.56M · min. income ≈ HK$91,598/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,217
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,780
−HK$1,587/mo
Today · 4.125%
HK$53,367
baseline
▲ 0.50% · 4.625%
HK$56,614
+HK$3,247/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$106,734/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,807 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,866
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,365
−HK$1,520/mo
Today · 4.125%
HK$58,885
baseline
▲ 0.50% · 4.625%
HK$61,989
+HK$3,104/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$117,770/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,807 · Scale 2, in force from 26 Feb 2026)