LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,903
−HK$1,749/mo
▼ 0.25% · 3.875%
HK$28,771
−HK$881/mo
Today · 4.125%
HK$29,652
baseline
▲ 0.50% · 4.625%
HK$31,457
+HK$1,805/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,304/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$458,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,041
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,874
−HK$844/mo
Today · 4.125%
HK$32,718
baseline
▲ 0.50% · 4.625%
HK$34,443
+HK$1,725/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,436/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$458,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,483
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,525
−HK$1,058/mo
Today · 4.125%
HK$35,583
baseline
▲ 0.50% · 4.625%
HK$37,748
+HK$2,165/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,166/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,250
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,249
−HK$1,013/mo
Today · 4.125%
HK$39,262
baseline
▲ 0.50% · 4.625%
HK$41,332
+HK$2,070/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,524/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,064
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,279
−HK$1,234/mo
Today · 4.125%
HK$41,513
baseline
▲ 0.50% · 4.625%
HK$44,039
+HK$2,526/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$83,026/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,458
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,624
−HK$1,182/mo
Today · 4.125%
HK$45,806
baseline
▲ 0.50% · 4.625%
HK$48,220
+HK$2,414/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$91,612/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,225
−HK$3,149/mo
▼ 0.25% · 3.875%
HK$51,787
−HK$1,587/mo
Today · 4.125%
HK$53,374
baseline
▲ 0.50% · 4.625%
HK$56,622
+HK$3,248/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$106,748/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,874 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,875
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$57,373
−HK$1,520/mo
Today · 4.125%
HK$58,893
baseline
▲ 0.50% · 4.625%
HK$61,998
+HK$3,105/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$117,786/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,874 · Scale 2, in force from 26 Feb 2026)