LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,903
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,771
−HK$882/mo
Today · 4.125%
HK$29,653
baseline
▲ 0.50% · 4.625%
HK$31,457
+HK$1,804/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,306/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$458,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,042
−HK$1,677/mo
▼ 0.25% · 3.875%
HK$31,875
−HK$844/mo
Today · 4.125%
HK$32,719
baseline
▲ 0.50% · 4.625%
HK$34,444
+HK$1,725/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,438/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$458,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,484
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,526
−HK$1,058/mo
Today · 4.125%
HK$35,584
baseline
▲ 0.50% · 4.625%
HK$37,749
+HK$2,165/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$71,168/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,251
−HK$2,012/mo
▼ 0.25% · 3.875%
HK$38,250
−HK$1,013/mo
Today · 4.125%
HK$39,263
baseline
▲ 0.50% · 4.625%
HK$41,333
+HK$2,070/mo
Deposit HK$4.89M · loan HK$7.34M · min. income ≈ HK$78,526/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,065
−HK$2,449/mo
▼ 0.25% · 3.875%
HK$40,280
−HK$1,234/mo
Today · 4.125%
HK$41,514
baseline
▲ 0.50% · 4.625%
HK$44,040
+HK$2,526/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$83,028/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,459
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,625
−HK$1,182/mo
Today · 4.125%
HK$45,807
baseline
▲ 0.50% · 4.625%
HK$48,222
+HK$2,415/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$91,614/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,226
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,788
−HK$1,588/mo
Today · 4.125%
HK$53,376
baseline
▲ 0.50% · 4.625%
HK$56,623
+HK$3,247/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$106,752/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,885 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,876
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,375
−HK$1,520/mo
Today · 4.125%
HK$58,895
baseline
▲ 0.50% · 4.625%
HK$61,999
+HK$3,104/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$117,790/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,885 · Scale 2, in force from 26 Feb 2026)