LTV · monthly repayment
▼ 0.50% · 3.625%
HK$279,050
−HK$17,499/mo
▼ 0.25% · 3.875%
HK$287,730
−HK$8,819/mo
Today · 4.125%
HK$296,549
baseline
▲ 0.50% · 4.625%
HK$314,593
+HK$18,044/mo
Deposit HK$61.19M · loan HK$61.19M · min. income ≈ HK$593,098/mo (50% DSR)
Upfront cash ≈ HK$69.14M (deposit + AVD stamp duty HK$7,954,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$310,440
−HK$16,772/mo
▼ 0.25% · 3.875%
HK$318,766
−HK$8,446/mo
Today · 4.125%
HK$327,212
baseline
▲ 0.50% · 4.625%
HK$344,460
+HK$17,248/mo
Deposit HK$61.19M · loan HK$61.19M · min. income ≈ HK$654,424/mo (50% DSR)
Upfront cash ≈ HK$69.14M (deposit + AVD stamp duty HK$7,954,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$334,860
−HK$20,999/mo
▼ 0.25% · 3.875%
HK$345,276
−HK$10,583/mo
Today · 4.125%
HK$355,859
baseline
▲ 0.50% · 4.625%
HK$377,512
+HK$21,653/mo
Deposit HK$48.95M · loan HK$73.43M · min. income ≈ HK$711,718/mo (50% DSR)
Upfront cash ≈ HK$56.91M (deposit + AVD stamp duty HK$7,954,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$372,528
−HK$20,127/mo
▼ 0.25% · 3.875%
HK$382,519
−HK$10,136/mo
Today · 4.125%
HK$392,655
baseline
▲ 0.50% · 4.625%
HK$413,352
+HK$20,697/mo
Deposit HK$48.95M · loan HK$73.43M · min. income ≈ HK$785,310/mo (50% DSR)
Upfront cash ≈ HK$56.91M (deposit + AVD stamp duty HK$7,954,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$390,670
−HK$24,498/mo
▼ 0.25% · 3.875%
HK$402,822
−HK$12,346/mo
Today · 4.125%
HK$415,168
baseline
▲ 0.50% · 4.625%
HK$440,430
+HK$25,262/mo
Deposit HK$36.71M · loan HK$85.66M · min. income ≈ HK$830,336/mo (50% DSR)
Upfront cash ≈ HK$44.67M (deposit + AVD stamp duty HK$7,954,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$434,616
−HK$23,481/mo
▼ 0.25% · 3.875%
HK$446,273
−HK$11,824/mo
Today · 4.125%
HK$458,097
baseline
▲ 0.50% · 4.625%
HK$482,244
+HK$24,147/mo
Deposit HK$36.71M · loan HK$85.66M · min. income ≈ HK$916,194/mo (50% DSR)
Upfront cash ≈ HK$44.67M (deposit + AVD stamp duty HK$7,954,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$502,290
−HK$31,498/mo
▼ 0.25% · 3.875%
HK$517,914
−HK$15,874/mo
Today · 4.125%
HK$533,788
baseline
▲ 0.50% · 4.625%
HK$566,268
+HK$32,480/mo
Deposit HK$12.24M · loan HK$110.14M · min. income ≈ HK$1,067,576/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$7,954,478 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$558,793
−HK$30,189/mo
▼ 0.25% · 3.875%
HK$573,779
−HK$15,203/mo
Today · 4.125%
HK$588,982
baseline
▲ 0.50% · 4.625%
HK$620,028
+HK$31,046/mo
Deposit HK$12.24M · loan HK$110.14M · min. income ≈ HK$1,177,964/mo (50% DSR)
Upfront cash ≈ HK$20.19M (deposit + AVD stamp duty HK$7,954,478 · Scale 2, in force from 26 Feb 2026)