LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,905
−HK$1,750/mo
▼ 0.25% · 3.875%
HK$28,773
−HK$882/mo
Today · 4.125%
HK$29,655
baseline
▲ 0.50% · 4.625%
HK$31,460
+HK$1,805/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,310/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$458,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,044
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,877
−HK$845/mo
Today · 4.125%
HK$32,722
baseline
▲ 0.50% · 4.625%
HK$34,446
+HK$1,724/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,444/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$458,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,486
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,528
−HK$1,058/mo
Today · 4.125%
HK$35,586
baseline
▲ 0.50% · 4.625%
HK$37,752
+HK$2,166/mo
Deposit HK$4.90M · loan HK$7.34M · min. income ≈ HK$71,172/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,253
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,252
−HK$1,014/mo
Today · 4.125%
HK$39,266
baseline
▲ 0.50% · 4.625%
HK$41,336
+HK$2,070/mo
Deposit HK$4.90M · loan HK$7.34M · min. income ≈ HK$78,532/mo (50% DSR)
Upfront cash ≈ HK$5.35M (deposit + AVD stamp duty HK$458,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,067
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,283
−HK$1,234/mo
Today · 4.125%
HK$41,517
baseline
▲ 0.50% · 4.625%
HK$44,043
+HK$2,526/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$83,034/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,462
−HK$2,348/mo
▼ 0.25% · 3.875%
HK$44,628
−HK$1,182/mo
Today · 4.125%
HK$45,810
baseline
▲ 0.50% · 4.625%
HK$48,225
+HK$2,415/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$91,620/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$458,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,229
−HK$3,150/mo
▼ 0.25% · 3.875%
HK$51,792
−HK$1,587/mo
Today · 4.125%
HK$53,379
baseline
▲ 0.50% · 4.625%
HK$56,627
+HK$3,248/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$106,758/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,917 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,880
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$57,378
−HK$1,521/mo
Today · 4.125%
HK$58,899
baseline
▲ 0.50% · 4.625%
HK$62,003
+HK$3,104/mo
Deposit HK$1.22M · loan HK$11.01M · min. income ≈ HK$117,798/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$458,917 · Scale 2, in force from 26 Feb 2026)