LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,915
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,784
−HK$882/mo
Today · 4.125%
HK$29,666
baseline
▲ 0.50% · 4.625%
HK$31,471
+HK$1,805/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,332/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,056
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,889
−HK$845/mo
Today · 4.125%
HK$32,734
baseline
▲ 0.50% · 4.625%
HK$34,459
+HK$1,725/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,468/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,499
−HK$2,100/mo
▼ 0.25% · 3.875%
HK$34,541
−HK$1,058/mo
Today · 4.125%
HK$35,599
baseline
▲ 0.50% · 4.625%
HK$37,765
+HK$2,166/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,198/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,267
−HK$2,013/mo
▼ 0.25% · 3.875%
HK$38,266
−HK$1,014/mo
Today · 4.125%
HK$39,280
baseline
▲ 0.50% · 4.625%
HK$41,351
+HK$2,071/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,560/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,082
−HK$2,450/mo
▼ 0.25% · 3.875%
HK$40,297
−HK$1,235/mo
Today · 4.125%
HK$41,532
baseline
▲ 0.50% · 4.625%
HK$44,060
+HK$2,528/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$83,064/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,478
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,644
−HK$1,183/mo
Today · 4.125%
HK$45,827
baseline
▲ 0.50% · 4.625%
HK$48,243
+HK$2,416/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$91,654/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,248
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,811
−HK$1,588/mo
Today · 4.125%
HK$53,399
baseline
▲ 0.50% · 4.625%
HK$56,648
+HK$3,249/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$106,798/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,900
−HK$3,020/mo
▼ 0.25% · 3.875%
HK$57,399
−HK$1,521/mo
Today · 4.125%
HK$58,920
baseline
▲ 0.50% · 4.625%
HK$62,026
+HK$3,106/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$117,840/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,085 · Scale 2, in force from 26 Feb 2026)