LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,917
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,786
−HK$882/mo
Today · 4.125%
HK$29,668
baseline
▲ 0.50% · 4.625%
HK$31,473
+HK$1,805/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,336/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,058
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,891
−HK$845/mo
Today · 4.125%
HK$32,736
baseline
▲ 0.50% · 4.625%
HK$34,461
+HK$1,725/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,472/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,501
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,543
−HK$1,059/mo
Today · 4.125%
HK$35,602
baseline
▲ 0.50% · 4.625%
HK$37,768
+HK$2,166/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,204/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,269
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,269
−HK$1,014/mo
Today · 4.125%
HK$39,283
baseline
▲ 0.50% · 4.625%
HK$41,354
+HK$2,071/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,566/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,084
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,300
−HK$1,235/mo
Today · 4.125%
HK$41,535
baseline
▲ 0.50% · 4.625%
HK$44,063
+HK$2,528/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$83,070/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,481
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,647
−HK$1,183/mo
Today · 4.125%
HK$45,830
baseline
▲ 0.50% · 4.625%
HK$48,246
+HK$2,416/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$91,660/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,251
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,815
−HK$1,588/mo
Today · 4.125%
HK$53,403
baseline
▲ 0.50% · 4.625%
HK$56,652
+HK$3,249/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$106,806/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,118 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,904
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,404
−HK$1,521/mo
Today · 4.125%
HK$58,925
baseline
▲ 0.50% · 4.625%
HK$62,031
+HK$3,106/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$117,850/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,118 · Scale 2, in force from 26 Feb 2026)