LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,920
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,789
−HK$882/mo
Today · 4.125%
HK$29,671
baseline
▲ 0.50% · 4.625%
HK$31,477
+HK$1,806/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,342/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,061
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,894
−HK$845/mo
Today · 4.125%
HK$32,739
baseline
▲ 0.50% · 4.625%
HK$34,465
+HK$1,726/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,478/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,504
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,547
−HK$1,058/mo
Today · 4.125%
HK$35,605
baseline
▲ 0.50% · 4.625%
HK$37,772
+HK$2,167/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,210/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,273
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,273
−HK$1,014/mo
Today · 4.125%
HK$39,287
baseline
▲ 0.50% · 4.625%
HK$41,358
+HK$2,071/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,574/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,089
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,304
−HK$1,236/mo
Today · 4.125%
HK$41,540
baseline
▲ 0.50% · 4.625%
HK$44,067
+HK$2,527/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$83,080/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,486
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,652
−HK$1,183/mo
Today · 4.125%
HK$45,835
baseline
▲ 0.50% · 4.625%
HK$48,251
+HK$2,416/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$91,670/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,257
−HK$3,151/mo
▼ 0.25% · 3.875%
HK$51,820
−HK$1,588/mo
Today · 4.125%
HK$53,408
baseline
▲ 0.50% · 4.625%
HK$56,658
+HK$3,250/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$106,816/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,910
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,410
−HK$1,521/mo
Today · 4.125%
HK$58,931
baseline
▲ 0.50% · 4.625%
HK$62,037
+HK$3,106/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$117,862/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,166 · Scale 2, in force from 26 Feb 2026)