LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,925
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,794
−HK$883/mo
Today · 4.125%
HK$29,677
baseline
▲ 0.50% · 4.625%
HK$31,482
+HK$1,805/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,354/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,067
−HK$1,678/mo
▼ 0.25% · 3.875%
HK$31,900
−HK$845/mo
Today · 4.125%
HK$32,745
baseline
▲ 0.50% · 4.625%
HK$34,471
+HK$1,726/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,490/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,511
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,553
−HK$1,059/mo
Today · 4.125%
HK$35,612
baseline
▲ 0.50% · 4.625%
HK$37,779
+HK$2,167/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,224/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,280
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,280
−HK$1,014/mo
Today · 4.125%
HK$39,294
baseline
▲ 0.50% · 4.625%
HK$41,366
+HK$2,072/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,588/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,096
−HK$2,451/mo
▼ 0.25% · 3.875%
HK$40,312
−HK$1,235/mo
Today · 4.125%
HK$41,547
baseline
▲ 0.50% · 4.625%
HK$44,075
+HK$2,528/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$83,094/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,494
−HK$2,349/mo
▼ 0.25% · 3.875%
HK$44,660
−HK$1,183/mo
Today · 4.125%
HK$45,843
baseline
▲ 0.50% · 4.625%
HK$48,260
+HK$2,417/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$91,686/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,266
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,829
−HK$1,589/mo
Today · 4.125%
HK$53,418
baseline
▲ 0.50% · 4.625%
HK$56,668
+HK$3,250/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$106,836/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,249 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,920
−HK$3,021/mo
▼ 0.25% · 3.875%
HK$57,420
−HK$1,521/mo
Today · 4.125%
HK$58,941
baseline
▲ 0.50% · 4.625%
HK$62,048
+HK$3,107/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$117,882/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,249 · Scale 2, in force from 26 Feb 2026)