LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,927
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,796
−HK$882/mo
Today · 4.125%
HK$29,678
baseline
▲ 0.50% · 4.625%
HK$31,484
+HK$1,806/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,356/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,068
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,902
−HK$845/mo
Today · 4.125%
HK$32,747
baseline
▲ 0.50% · 4.625%
HK$34,473
+HK$1,726/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,494/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,512
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,555
−HK$1,059/mo
Today · 4.125%
HK$35,614
baseline
▲ 0.50% · 4.625%
HK$37,781
+HK$2,167/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,228/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,282
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,282
−HK$1,014/mo
Today · 4.125%
HK$39,296
baseline
▲ 0.50% · 4.625%
HK$41,368
+HK$2,072/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,592/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,098
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,314
−HK$1,236/mo
Today · 4.125%
HK$41,550
baseline
▲ 0.50% · 4.625%
HK$44,078
+HK$2,528/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$83,100/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,496
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,662
−HK$1,184/mo
Today · 4.125%
HK$45,846
baseline
▲ 0.50% · 4.625%
HK$48,262
+HK$2,416/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$91,692/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,269
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,832
−HK$1,589/mo
Today · 4.125%
HK$53,421
baseline
▲ 0.50% · 4.625%
HK$56,671
+HK$3,250/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$106,842/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,923
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,423
−HK$1,522/mo
Today · 4.125%
HK$58,945
baseline
▲ 0.50% · 4.625%
HK$62,052
+HK$3,107/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$117,890/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,274 · Scale 2, in force from 26 Feb 2026)