LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,927
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,796
−HK$883/mo
Today · 4.125%
HK$29,679
baseline
▲ 0.50% · 4.625%
HK$31,485
+HK$1,806/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,358/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,069
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,902
−HK$846/mo
Today · 4.125%
HK$32,748
baseline
▲ 0.50% · 4.625%
HK$34,474
+HK$1,726/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,496/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,513
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,555
−HK$1,059/mo
Today · 4.125%
HK$35,614
baseline
▲ 0.50% · 4.625%
HK$37,781
+HK$2,167/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,228/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,283
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,283
−HK$1,014/mo
Today · 4.125%
HK$39,297
baseline
▲ 0.50% · 4.625%
HK$41,368
+HK$2,071/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,594/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,098
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,315
−HK$1,235/mo
Today · 4.125%
HK$41,550
baseline
▲ 0.50% · 4.625%
HK$44,078
+HK$2,528/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$83,100/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,497
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,663
−HK$1,184/mo
Today · 4.125%
HK$45,847
baseline
▲ 0.50% · 4.625%
HK$48,263
+HK$2,416/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$91,694/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,269
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,833
−HK$1,589/mo
Today · 4.125%
HK$53,422
baseline
▲ 0.50% · 4.625%
HK$56,672
+HK$3,250/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$106,844/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,924
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,424
−HK$1,522/mo
Today · 4.125%
HK$58,946
baseline
▲ 0.50% · 4.625%
HK$62,053
+HK$3,107/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$117,892/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,281 · Scale 2, in force from 26 Feb 2026)