LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,930
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,799
−HK$883/mo
Today · 4.125%
HK$29,682
baseline
▲ 0.50% · 4.625%
HK$31,488
+HK$1,806/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,364/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,072
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,906
−HK$845/mo
Today · 4.125%
HK$32,751
baseline
▲ 0.50% · 4.625%
HK$34,477
+HK$1,726/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,502/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,517
−HK$2,101/mo
▼ 0.25% · 3.875%
HK$34,559
−HK$1,059/mo
Today · 4.125%
HK$35,618
baseline
▲ 0.50% · 4.625%
HK$37,786
+HK$2,168/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,236/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,287
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,287
−HK$1,014/mo
Today · 4.125%
HK$39,301
baseline
▲ 0.50% · 4.625%
HK$41,373
+HK$2,072/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,602/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,103
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,319
−HK$1,236/mo
Today · 4.125%
HK$41,555
baseline
▲ 0.50% · 4.625%
HK$44,083
+HK$2,528/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$83,110/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,501
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,668
−HK$1,184/mo
Today · 4.125%
HK$45,852
baseline
▲ 0.50% · 4.625%
HK$48,268
+HK$2,416/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$91,704/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,275
−HK$3,152/mo
▼ 0.25% · 3.875%
HK$51,839
−HK$1,588/mo
Today · 4.125%
HK$53,427
baseline
▲ 0.50% · 4.625%
HK$56,678
+HK$3,251/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$106,854/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,930
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,430
−HK$1,522/mo
Today · 4.125%
HK$58,952
baseline
▲ 0.50% · 4.625%
HK$62,059
+HK$3,107/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$117,904/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,331 · Scale 2, in force from 26 Feb 2026)