LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,931
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,800
−HK$883/mo
Today · 4.125%
HK$29,683
baseline
▲ 0.50% · 4.625%
HK$31,489
+HK$1,806/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$59,366/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,073
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,906
−HK$846/mo
Today · 4.125%
HK$32,752
baseline
▲ 0.50% · 4.625%
HK$34,478
+HK$1,726/mo
Deposit HK$6.12M · loan HK$6.12M · min. income ≈ HK$65,504/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,517
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,560
−HK$1,059/mo
Today · 4.125%
HK$35,619
baseline
▲ 0.50% · 4.625%
HK$37,786
+HK$2,167/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,238/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,288
−HK$2,014/mo
▼ 0.25% · 3.875%
HK$38,288
−HK$1,014/mo
Today · 4.125%
HK$39,302
baseline
▲ 0.50% · 4.625%
HK$41,374
+HK$2,072/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,604/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,103
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,320
−HK$1,236/mo
Today · 4.125%
HK$41,556
baseline
▲ 0.50% · 4.625%
HK$44,084
+HK$2,528/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$83,112/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,502
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,669
−HK$1,183/mo
Today · 4.125%
HK$45,852
baseline
▲ 0.50% · 4.625%
HK$48,269
+HK$2,417/mo
Deposit HK$3.67M · loan HK$8.57M · min. income ≈ HK$91,704/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,276
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,840
−HK$1,589/mo
Today · 4.125%
HK$53,429
baseline
▲ 0.50% · 4.625%
HK$56,680
+HK$3,251/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$106,858/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,340 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,931
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,431
−HK$1,522/mo
Today · 4.125%
HK$58,953
baseline
▲ 0.50% · 4.625%
HK$62,061
+HK$3,108/mo
Deposit HK$1.22M · loan HK$11.02M · min. income ≈ HK$117,906/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,340 · Scale 2, in force from 26 Feb 2026)