LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,934
−HK$1,751/mo
▼ 0.25% · 3.875%
HK$28,802
−HK$883/mo
Today · 4.125%
HK$29,685
baseline
▲ 0.50% · 4.625%
HK$31,491
+HK$1,806/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,370/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,076
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,909
−HK$846/mo
Today · 4.125%
HK$32,755
baseline
▲ 0.50% · 4.625%
HK$34,481
+HK$1,726/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,510/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,520
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,563
−HK$1,059/mo
Today · 4.125%
HK$35,622
baseline
▲ 0.50% · 4.625%
HK$37,790
+HK$2,168/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,244/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,291
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,291
−HK$1,015/mo
Today · 4.125%
HK$39,306
baseline
▲ 0.50% · 4.625%
HK$41,377
+HK$2,071/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,612/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,107
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,323
−HK$1,236/mo
Today · 4.125%
HK$41,559
baseline
▲ 0.50% · 4.625%
HK$44,088
+HK$2,529/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,118/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,506
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,673
−HK$1,184/mo
Today · 4.125%
HK$45,857
baseline
▲ 0.50% · 4.625%
HK$48,274
+HK$2,417/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,714/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,280
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,844
−HK$1,589/mo
Today · 4.125%
HK$53,433
baseline
▲ 0.50% · 4.625%
HK$56,685
+HK$3,252/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$106,866/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,382 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,936
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,437
−HK$1,521/mo
Today · 4.125%
HK$58,958
baseline
▲ 0.50% · 4.625%
HK$62,066
+HK$3,108/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$117,916/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,382 · Scale 2, in force from 26 Feb 2026)