LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,935
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,804
−HK$883/mo
Today · 4.125%
HK$29,687
baseline
▲ 0.50% · 4.625%
HK$31,493
+HK$1,806/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,374/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,078
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,911
−HK$846/mo
Today · 4.125%
HK$32,757
baseline
▲ 0.50% · 4.625%
HK$34,483
+HK$1,726/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,514/mo (50% DSR)
Upfront cash ≈ HK$6.58M (deposit + AVD stamp duty HK$459,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,522
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,565
−HK$1,059/mo
Today · 4.125%
HK$35,624
baseline
▲ 0.50% · 4.625%
HK$37,792
+HK$2,168/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,248/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,293
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,293
−HK$1,015/mo
Today · 4.125%
HK$39,308
baseline
▲ 0.50% · 4.625%
HK$41,380
+HK$2,072/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,616/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,109
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,326
−HK$1,236/mo
Today · 4.125%
HK$41,562
baseline
▲ 0.50% · 4.625%
HK$44,091
+HK$2,529/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,124/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,509
−HK$2,350/mo
▼ 0.25% · 3.875%
HK$44,676
−HK$1,183/mo
Today · 4.125%
HK$45,859
baseline
▲ 0.50% · 4.625%
HK$48,277
+HK$2,418/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,718/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,283
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,847
−HK$1,590/mo
Today · 4.125%
HK$53,437
baseline
▲ 0.50% · 4.625%
HK$56,688
+HK$3,251/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$106,874/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,409 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,940
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,440
−HK$1,522/mo
Today · 4.125%
HK$58,962
baseline
▲ 0.50% · 4.625%
HK$62,070
+HK$3,108/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$117,924/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,409 · Scale 2, in force from 26 Feb 2026)