LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,937
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,806
−HK$883/mo
Today · 4.125%
HK$29,689
baseline
▲ 0.50% · 4.625%
HK$31,495
+HK$1,806/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,378/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,080
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,913
−HK$846/mo
Today · 4.125%
HK$32,759
baseline
▲ 0.50% · 4.625%
HK$34,485
+HK$1,726/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,518/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,524
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,567
−HK$1,060/mo
Today · 4.125%
HK$35,627
baseline
▲ 0.50% · 4.625%
HK$37,794
+HK$2,167/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,254/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,295
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,296
−HK$1,014/mo
Today · 4.125%
HK$39,310
baseline
▲ 0.50% · 4.625%
HK$41,383
+HK$2,073/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,620/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,112
−HK$2,452/mo
▼ 0.25% · 3.875%
HK$40,328
−HK$1,236/mo
Today · 4.125%
HK$41,564
baseline
▲ 0.50% · 4.625%
HK$44,093
+HK$2,529/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,128/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,511
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,678
−HK$1,184/mo
Today · 4.125%
HK$45,862
baseline
▲ 0.50% · 4.625%
HK$48,280
+HK$2,418/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,724/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$459,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,286
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,851
−HK$1,589/mo
Today · 4.125%
HK$53,440
baseline
▲ 0.50% · 4.625%
HK$56,692
+HK$3,252/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$106,880/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,438 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,943
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,444
−HK$1,522/mo
Today · 4.125%
HK$58,966
baseline
▲ 0.50% · 4.625%
HK$62,074
+HK$3,108/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$117,932/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,438 · Scale 2, in force from 26 Feb 2026)