LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,938
−HK$1,752/mo
▼ 0.25% · 3.875%
HK$28,807
−HK$883/mo
Today · 4.125%
HK$29,690
baseline
▲ 0.50% · 4.625%
HK$31,497
+HK$1,807/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,380/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,081
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,914
−HK$846/mo
Today · 4.125%
HK$32,760
baseline
▲ 0.50% · 4.625%
HK$34,487
+HK$1,727/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,520/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,526
−HK$2,102/mo
▼ 0.25% · 3.875%
HK$34,569
−HK$1,059/mo
Today · 4.125%
HK$35,628
baseline
▲ 0.50% · 4.625%
HK$37,796
+HK$2,168/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,256/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,297
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,297
−HK$1,015/mo
Today · 4.125%
HK$39,312
baseline
▲ 0.50% · 4.625%
HK$41,384
+HK$2,072/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,624/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,113
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,330
−HK$1,236/mo
Today · 4.125%
HK$41,566
baseline
▲ 0.50% · 4.625%
HK$44,095
+HK$2,529/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,132/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,513
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,680
−HK$1,184/mo
Today · 4.125%
HK$45,864
baseline
▲ 0.50% · 4.625%
HK$48,282
+HK$2,418/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,728/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,289
−HK$3,153/mo
▼ 0.25% · 3.875%
HK$51,853
−HK$1,589/mo
Today · 4.125%
HK$53,442
baseline
▲ 0.50% · 4.625%
HK$56,694
+HK$3,252/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$106,884/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,457 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,946
−HK$3,022/mo
▼ 0.25% · 3.875%
HK$57,446
−HK$1,522/mo
Today · 4.125%
HK$58,968
baseline
▲ 0.50% · 4.625%
HK$62,076
+HK$3,108/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$117,936/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,457 · Scale 2, in force from 26 Feb 2026)