LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,942
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,812
−HK$883/mo
Today · 4.125%
HK$29,695
baseline
▲ 0.50% · 4.625%
HK$31,501
+HK$1,806/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,390/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,086
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,919
−HK$846/mo
Today · 4.125%
HK$32,765
baseline
▲ 0.50% · 4.625%
HK$34,492
+HK$1,727/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,530/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,531
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,574
−HK$1,060/mo
Today · 4.125%
HK$35,634
baseline
▲ 0.50% · 4.625%
HK$37,802
+HK$2,168/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,268/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,303
−HK$2,015/mo
▼ 0.25% · 3.875%
HK$38,303
−HK$1,015/mo
Today · 4.125%
HK$39,318
baseline
▲ 0.50% · 4.625%
HK$41,391
+HK$2,073/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,636/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,119
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,336
−HK$1,236/mo
Today · 4.125%
HK$41,572
baseline
▲ 0.50% · 4.625%
HK$44,102
+HK$2,530/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,144/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,520
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,687
−HK$1,184/mo
Today · 4.125%
HK$45,871
baseline
▲ 0.50% · 4.625%
HK$48,289
+HK$2,418/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,742/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,296
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,861
−HK$1,589/mo
Today · 4.125%
HK$53,450
baseline
▲ 0.50% · 4.625%
HK$56,703
+HK$3,253/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$106,900/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,527 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,954
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,455
−HK$1,522/mo
Today · 4.125%
HK$58,977
baseline
▲ 0.50% · 4.625%
HK$62,086
+HK$3,109/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$117,954/mo (50% DSR)
Upfront cash ≈ HK$1.68M (deposit + AVD stamp duty HK$459,527 · Scale 2, in force from 26 Feb 2026)