LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,944
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,814
−HK$883/mo
Today · 4.125%
HK$29,697
baseline
▲ 0.50% · 4.625%
HK$31,504
+HK$1,807/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,394/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,088
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,922
−HK$845/mo
Today · 4.125%
HK$32,767
baseline
▲ 0.50% · 4.625%
HK$34,495
+HK$1,728/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,534/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,533
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,576
−HK$1,060/mo
Today · 4.125%
HK$35,636
baseline
▲ 0.50% · 4.625%
HK$37,804
+HK$2,168/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,272/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,305
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,306
−HK$1,015/mo
Today · 4.125%
HK$39,321
baseline
▲ 0.50% · 4.625%
HK$41,394
+HK$2,073/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,642/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,122
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,339
−HK$1,236/mo
Today · 4.125%
HK$41,575
baseline
▲ 0.50% · 4.625%
HK$44,105
+HK$2,530/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,150/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,523
−HK$2,351/mo
▼ 0.25% · 3.875%
HK$44,690
−HK$1,184/mo
Today · 4.125%
HK$45,874
baseline
▲ 0.50% · 4.625%
HK$48,293
+HK$2,419/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,748/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,300
−HK$3,154/mo
▼ 0.25% · 3.875%
HK$51,865
−HK$1,589/mo
Today · 4.125%
HK$53,454
baseline
▲ 0.50% · 4.625%
HK$56,707
+HK$3,253/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$106,908/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,561 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,958
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,459
−HK$1,522/mo
Today · 4.125%
HK$58,981
baseline
▲ 0.50% · 4.625%
HK$62,090
+HK$3,109/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$117,962/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,561 · Scale 2, in force from 26 Feb 2026)