LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,945
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,814
−HK$884/mo
Today · 4.125%
HK$29,698
baseline
▲ 0.50% · 4.625%
HK$31,505
+HK$1,807/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,396/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,089
−HK$1,679/mo
▼ 0.25% · 3.875%
HK$31,922
−HK$846/mo
Today · 4.125%
HK$32,768
baseline
▲ 0.50% · 4.625%
HK$34,496
+HK$1,728/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,536/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,534
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,577
−HK$1,060/mo
Today · 4.125%
HK$35,637
baseline
▲ 0.50% · 4.625%
HK$37,805
+HK$2,168/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,274/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,306
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,307
−HK$1,015/mo
Today · 4.125%
HK$39,322
baseline
▲ 0.50% · 4.625%
HK$41,395
+HK$2,073/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,644/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,123
−HK$2,454/mo
▼ 0.25% · 3.875%
HK$40,340
−HK$1,237/mo
Today · 4.125%
HK$41,577
baseline
▲ 0.50% · 4.625%
HK$44,106
+HK$2,529/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,154/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,524
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,691
−HK$1,185/mo
Today · 4.125%
HK$45,876
baseline
▲ 0.50% · 4.625%
HK$48,294
+HK$2,418/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,752/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,301
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,866
−HK$1,590/mo
Today · 4.125%
HK$53,456
baseline
▲ 0.50% · 4.625%
HK$56,708
+HK$3,252/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$106,912/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,960
−HK$3,023/mo
▼ 0.25% · 3.875%
HK$57,460
−HK$1,523/mo
Today · 4.125%
HK$58,983
baseline
▲ 0.50% · 4.625%
HK$62,092
+HK$3,109/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$117,966/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,572 · Scale 2, in force from 26 Feb 2026)