LTV · monthly repayment
▼ 0.50% · 3.625%
HK$27,948
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,818
−HK$883/mo
Today · 4.125%
HK$29,701
baseline
▲ 0.50% · 4.625%
HK$31,508
+HK$1,807/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$59,402/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,092
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,926
−HK$846/mo
Today · 4.125%
HK$32,772
baseline
▲ 0.50% · 4.625%
HK$34,500
+HK$1,728/mo
Deposit HK$6.13M · loan HK$6.13M · min. income ≈ HK$65,544/mo (50% DSR)
Upfront cash ≈ HK$6.59M (deposit + AVD stamp duty HK$459,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,538
−HK$2,103/mo
▼ 0.25% · 3.875%
HK$34,581
−HK$1,060/mo
Today · 4.125%
HK$35,641
baseline
▲ 0.50% · 4.625%
HK$37,810
+HK$2,169/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$71,282/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,311
−HK$2,016/mo
▼ 0.25% · 3.875%
HK$38,311
−HK$1,016/mo
Today · 4.125%
HK$39,327
baseline
▲ 0.50% · 4.625%
HK$41,400
+HK$2,073/mo
Deposit HK$4.90M · loan HK$7.35M · min. income ≈ HK$78,654/mo (50% DSR)
Upfront cash ≈ HK$5.36M (deposit + AVD stamp duty HK$459,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,128
−HK$2,453/mo
▼ 0.25% · 3.875%
HK$40,345
−HK$1,236/mo
Today · 4.125%
HK$41,581
baseline
▲ 0.50% · 4.625%
HK$44,112
+HK$2,531/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$83,162/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,529
−HK$2,352/mo
▼ 0.25% · 3.875%
HK$44,697
−HK$1,184/mo
Today · 4.125%
HK$45,881
baseline
▲ 0.50% · 4.625%
HK$48,299
+HK$2,418/mo
Deposit HK$3.68M · loan HK$8.58M · min. income ≈ HK$91,762/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$459,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,307
−HK$3,155/mo
▼ 0.25% · 3.875%
HK$51,872
−HK$1,590/mo
Today · 4.125%
HK$53,462
baseline
▲ 0.50% · 4.625%
HK$56,715
+HK$3,253/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$106,924/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,627 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,966
−HK$3,024/mo
▼ 0.25% · 3.875%
HK$57,467
−HK$1,523/mo
Today · 4.125%
HK$58,990
baseline
▲ 0.50% · 4.625%
HK$62,099
+HK$3,109/mo
Deposit HK$1.23M · loan HK$11.03M · min. income ≈ HK$117,980/mo (50% DSR)
Upfront cash ≈ HK$1.69M (deposit + AVD stamp duty HK$459,627 · Scale 2, in force from 26 Feb 2026)